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The New India Assurance Company Limited Vs Suman Bansal and Others

Case No: F.A.O. No. 1228 of 2003

Date of Decision: July 27, 2010

Acts Referred: Motor Vehicles Act, 1988 — Section 163A

Hon'ble Judges: K. Kannan, J

Bench: Single Bench

Final Decision: Dismissed

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Judgement

K. Kannan, J.@mdashAll the four cases arise out of the same accident and address the same issue relating to defence of the insurance company

that the driver did not have a valid driving licence. In evidence, it produced a report of the licensing authority that the driver did not have a valid

driving licence. The driver himself had given a copy of licence and marked as R-4. The Tribunal reasoned that a mere production of a report will

not be sufficient to discredit the copy of the licence produced and when no evidence had been let in with reference to the report by a person

connected with the original register or a person from the office of the transport officer, the insurer could not be said to have discharged the burden

of proof.

2. It is also contended that petition u/s 163-A was not maintainable, for the insured vehicle was hit against a stationary vehicle and negligence could

not be attributed to the insured''s vehicle. The proof of negligence is irrelevant in a claim u/s 163-A and therefore, I am afraid I cannot accept the

contention made by the learned Counsel appearing for the insurer.

3. I find myself in full agreement with the reasoning of the Tribunal and I dismiss the appeal filed by the insurer in all the cases affirming the liability

cast on it.