Sezal Glass Ltd Vs United India Insurance Co Ltd

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION 5 Apr 2011 2011 2 CPJ 214
Result Published

Judgement Snapshot

Hon'ble Bench

R.K.Batta , Vinay Kumar J.

Final Decision

Revision dismissed

Judgement Text

Translate:

1. THE revision is directed against the concurrent findings of two Fora below. The complaint filed by the present petitioner was dismissed as also

the appeal filed by the petitioner before the State Commission. We have heard the Counsel appearing on both sides.

2. THE dispute relates to despatch of goods under Invoice No. 1282 for Rs. 10,54,273 to GSC Toughened Glass Pvt. Ltd., Noida. The truck

carrying the goods met with an accident near Delhi and the consignment was badly damaged. The claim put forward by the petitioner was rejected

by the Insurance Company on the ground of lack of consideration on the date of loss. The petitioner obtained Marine Transit Policy for one crore.

Under the scheme of the policy, the opposite party-Insurance Company provided declaration book with the printed numbers to the complainants

and with every despatch of goods or consignment declaration in appropriate copies was prepared by the Company. On each declaration pending

balance of unutilised fund was shown, the premium amount was deducted and remaining amount was also mentioned. The balance amount was

carried forward in the next consecutive declaration issued by the Company. It is not disputed that the complainant-Company used to send monthly

statement of declaration along with invoice of the consignment. The petitioner had sent such declaration for the month of August on 18th October,

2002. In the said declaration at Sr. No. 47 declaration 350518 is shown and the same is shown as cancelled. This pertains to material sent by

truck, which had met with an accident. However, subsequently, the petitioner informed the Insurance Company that in the monthly statement of

August, 2002 it was by mistake stated that declaration in question was cancelled and the same was on account of mistake on the part of the junior

clerk. The petitioner had subsequently sent revised declaration from 7th August to 23rd August videletter dated 1.7.2003 wherein as against

Invoice No. 1282, the following entries are found:

Inv. Date Value Declaration Amt. Amt. Amt. No. No. Available for Declared A Available Declaration 1282 14.8.2002 1054273 350518

8,464,404 1,054,272 7,410,131

3. THE case put forward by the petitioner has been disbelieved and rejected by both the Fora below. The State Commission has observed that

the Petitioner Company wanted to commit fraud on the Insurance Company in respect of consignment in question. Detailed reasoning disbelieving

the case of the petitioner are found in para 6 of the order of the State Commission and we need not to repeat the same. It is reiterated that the

Petitioner Company wanted to defraud Insurance Company and that is why it has misled the Insurance Company in the first summary sent on 18th

October, 2002 for the month of August, 2002. The petitioner prepared another summary namely Ex.''D''. On facts, two Fora below have

recorded concurrent findings. We do not find that any case has been made out for interference in the exercise of revisional jurisdiction under

Clause (b) of Section 21 of the Consumer Protection Act, 1986, as we do not find any jurisdictional error, illegality or material irregularity in the

orders of Fora below The revision petition is accordingly dismissed with no order as to costs. Revision dismissed.

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